Loan Types

The programs we offer, with straight answers for buyers in Frisco, TX.

Not sure which loan fits? Most buyers start with a first-time home buyer, FHA, or conventional loan, then run the numbers with the affordability calculator and see which Frisco, TX community fits your budget.

First-Time Home Buyer

Brown Mortgage Group walks first-time buyers through every step, so you understand your options, know what you can afford, and move forward with confidence.

Conventional Loans

Flexible financing for primary homes, second homes, and investment properties. Brown Mortgage Group helps you compare structures and choose a plan that fits your goals.

FHA Loans

Government-insured financing with a lower down payment path and flexible guidelines for buyers who qualify. Brown Mortgage Group helps you see if it fits.

VA Loans

Clear answers on eligibility, the funding fee and what a VA loan can do for you, from a father-and-son team that knows what it means to move a family.

USDA Loans

We check the property address and your household income first, so you know whether a USDA loan is a real option before you fall in love with a home.

Jumbo Loans

When your loan amount goes above the conforming limit, preparation matters more. We help you organize your file, understand the requirements and compare your options.

Down Payment Assistance

Assistance programs may help with your down payment or closing costs. Brown Mortgage Group explains how they work, what they cost, and whether one fits your plan.

Physician Loans

Clear answers on how physician loan programs treat student debt, a new contract and a smaller down payment, so you can plan your purchase with confidence.

2-1 Buydown

A temporary buydown can lower your payment for the first two years. We'll help you see whether the year-three payment fits too.

Self-Employed & Bank-Statement Loans

Bank-statement and alternative-documentation loans that look at how your business actually earns, with a team that explains every step.

Investor & DSCR Loans

Financing for rental properties that qualifies on the property's income, with a team that helps you understand the deal before you commit.

No-Income-Verification Purchase Loan

For buyers who may qualify without traditional income documentation, with a team that explains the trade-offs before you decide.

No-Income-Verification Refinance

When your income doesn't fit a standard paperwork box, a non-QM refinance may let you qualify based on assets or a rental's cash flow.

Non-Warrantable Condo Loans

When a condo building doesn't meet standard lending rules, we'll help you understand why and what financing options may still be available.

Refinance

Before you change your mortgage, see exactly what it costs, what it changes, and whether it moves you toward your goals.

Home Equity & HELOC

A home equity loan or HELOC can fund your next goal while your first mortgage stays in place. We'll help you decide if it fits.

Renovation Loans

Renovation loans roll the cost of improvements into your mortgage. We'll help you understand your options and pick the path that fits your project.

FHA 203(k) Purchase Loan

Finance the purchase and the repairs in one FHA loan, with a clear plan from your offer to the final inspection.

FHA 203(k) Refinance Loan

Fund needed repairs and updates through your mortgage in Frisco, TX, based on what your home will be worth when the work is done.

HomeStyle Renovation Purchase Loan

Finance the home and the renovation you have in mind in one conventional mortgage, with room for the projects that make it yours.

HomeStyle Renovation Refinance

A conventional refinance that funds your renovation based on what your Frisco, TX home will be worth when the work is done.

Reverse Mortgage

Clear answers about how a reverse mortgage works, what it costs and how it affects your family, so you can make an informed decision.

Reverse Mortgage for Purchase

A HECM for Purchase can help homeowners 62+ downsize, right-size or move closer to family without taking on a monthly mortgage payment.

Reverse Mortgage Refinance

Replace your current mortgage with a reverse mortgage, or refinance an existing reverse mortgage, with a clear look at what changes and what it costs.

Keep exploring

Compare scenarios with our mortgage calculators, or see local programs and loan limits for your Frisco, TX town.

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